企业和员工报告了对潜在衰退的不断增加的问题
Gen Z, Millennials say rising recession fears are impacting their mental health
DES MOINES, Iowa, December 7, 2022 /3BL Media/ --While most U.S. small and midsized businesses and their employees believe a recession is likely in 2023, business owners are opting to raise prices and reduce operating expenses before cutting salaries or benefits, according to the latest Principal Well-Being IndexSM(WBI) study by主要金融集团®.
Despite this dip in economic confidence, the study found more businesses are currently growing compared to this time last year (61% vs. 51%). More than half (53%) of small businesses1also reported growth, the highest in 2022 and up from 46% in July. More than 70% of large businesses2在最近的十月调查中报告了增长。
Businesses focus on maintaining benefits and wages
但是，企业和员工对经济压力仍然不安。70％的雇主和74％的雇员认为，在接下来的六个月内将发生某种衰退或很可能发生衰退。这是7月的65％的雇主。
为了解决潜在的低迷，企业选择减少运营费用或提高商品和服务价格，而不是降低员工的薪水和福利。188bet上不了63％的小型企业表示，与49％的大型企业相比，它们不会降低薪水。同样，有57％的小型企业表示，与45％的大型业务相比，它们不会降低适应衰退的收益。在过去的一年中，近三分之二（63％）的员工报告说工资有所增加。
“If there’s one constant in our research of the small and midsize business community, it’s that they remain committed to their employees. Earlier this year, businesses said they weren’t going to impact benefits or wages, and that sentiment is holding,” said Amy Friedrich, president of U.S. Insurance Solutions at Principal®. “While the economic outlook is murky, business owners understand employees are their most valuable asset and they’re continuing to support them with retirement and protection solutions, as well as financial wellness programs.”
Employee uptake of financial wellness programs increased 70% in the past six months, and 79% said these programs better prepare for retirement.
员工为潜在衰退做准备
关于half of employees surveyed indicated they are already reducing discretionary spending to prepare for a potential recession. However, “decreasing savings for retirement” is the least likely action employees would take amidst a recession.
“财务健康工具对员工显然很重要，但是建立计划只是帮助员工的开始，”财务计划和咨询主管Heather Winston说，退休和收入解决方案的负责人Heather Winston说。“雇主可以通过传达这些利益的可用性并鼓励使用来帮助他们进一步支持他们。”
经济衰退的担忧对员工的心理健康产生了重大影响，尤其是在年轻一代。超过三分之二（67％）的员工同意，对经济衰退的担忧影响了他们的压力水平或心理健康，千禧一代（79％）和Z代（76％）的可能性更大。
“When examining the list of concerns, a disconnect persists between employers and employees,” said Friedrich. “While employers are more concerned about economic impacts, employees’ concerns focus on personal health and wellbeing. Employers have an opportunity to focus on understanding and meeting employees’ needs and addressing them for continued long-term job satisfaction and growth.”
查看最新结果和见解主要的Financial Well-Being IndexSM（PDF）.
1拥有两到499名员工的企业。
2Businesses with 500 – 10,000 employees.
关于the Principal Financial Well-Being IndexSM
主要财务福祉指数SMsurveys business owners, decision makers and business leaders aged 21 and over who work at companies with 2 – 10,000 employees. The nation-wide survey, commissioned since 2012, examines the financial well-being of American workers and business employers. In 2020, the Well-Being Index was transformed from an annual survey to a regular pulse, offering three waves, revisiting questions and measuring sentiment regarding timely issues in the small and midsized business marketplace. In the first pulse of the Well-Being Index in 2022, the employee audience was added to the survey to compare and contrast key sentiment from employers. The survey was commissioned by Principal®and conducted online byDynata从2022年10月6日至16日，共有500名企业主，决策者和企业领导者参与者，共有200名员工参与者。该研究报告着重于在中小型企业市场中对关键趋势和及时问题提供整体观点。
主要金融集团®（NASDAQ：PFG）是一家全球金融公司，有19,000名员工1热衷于改善人和企业的财富和福祉。在业务超过140年的业务中，我们正在帮助超过5500万的客户1计划，保护，投资和退休，同时努力支持我们开展业务的社区，并建立多样化的包容性劳动力。主要的®is proud to be recognized as one of America’s 100 Most Sustainable Companies2，彭博性别平等指数的成员，也是十大“最佳货币管理场所”3.” Learn more about Principal and our commitment to building a better future atprincipal.com.
1截至2022年9月30日
2巴伦，2022年
3养老金和投资，2021年
Dynata不是主要金融集团的任何公司的分支机构®
由校长国家生命保险公司（纽约州除外）和校长人寿保险公司发行的保险产品计划行政服务。188bet上不了Principal Funds，Inc。由通过Principal Securities，Inc。提供的Securities，Inc。800-247-1737，SIPC和/或独立经纪人/Dealers成员分发。参考公司是主要金融集团的成员®, Des Moines, IA 50392. Principal Global Investors leads global asset management and is a member of the Principal Financial Group®.
© 2022 Principal Financial Services, Des Moines, IA 50392, USA.
2596528-112022
Contacts
阿什利·米勒（Ashley Miller），miller.ashley@principal.com，515-878-6295
