principal®扩大了退休计划的访问权限s by Taking Savings Mobile
principal®扩大了退休计划的访问权限s by Taking Savings Mobile
主要金融集团® has announced an expansion of its suite of retirement solutions for Hispanic workers by adding a Spanish-language option to its mobile retirement app. This enhancement is designed to help increase retirement savings and management access to the hundreds of thousands of Hispanic workers Principal® serves as many face a retirement savings gap made worse by the pandemic.1
“Cultural and language barriers can often limit the impact and scope of workplace retirement plans, particularly during times of economic uncertainty,” said Joleen Workman, vice president of customer care, Retirement and Income Solutions at Principal. “By adding a full-service Spanish-language retirement mobile app to our solutions for Hispanic workers we hope to help even more people feel secure and confident in their retirement planning.”
校长将西班牙语移动应用程序带给参与者,而移动储蓄和计划的移动使用大幅增加。2019年,约有22%的参与者通过移动设备使用了退休应用程序,今年,该速度跃升至移动设备上的37%的参与者,而不是台式机。2
Research also shows that access to employer-sponsored retirement plans for Hispanic workers is lower when compared to other groups: 48% of Hispanic workers with fulltime jobs don’t have access to plans as compared to 24% for other fulltime workers.3 The Principal® app’s bilingual capability can help assure employers that they can reach more Hispanic workers. The app provides the appropriate language in Spanish or English based on a user’s phone language setting, allowing Spanish-speaking users to:
- 检查退休帐户余额
- Make contribution decisions
- 监控他们的退休进度
- Get immediate assistance from bilingual customer support
西班牙语应用程序可供所有主要客户使用,并增加了公司的Principal® Hola Futuro, a free educational and financial wellness resource for the Hispanic community. It will also be an immediate resource for Spanish-speaking workers who onboard withprincipal®真正的开始enespañol, a bilingual digital enrollment platform.
Beyond language
The advancement of the mobile app is part of the Principal approach of building customer experiences that go beyond just language. The company has a bicultural approach that doesn’t just translate for Spanish-speaking audiences, but takes cultural influences into account to accurately express meaning and purpose.
Principal Hola Futuro (“Hello Future”) is an accessible, culturally-appropriate resource providing employees with financial wellness videos, worksheets, FAQs, and access to a bicultural support team. In addition, Principal Real Start en Español is a personalized retirement plan onboarding experience available in Spanish and English. Since 2019, Real Start has led to an average savings deferral rate of 8% among Hispanic participants.
Workman说:“为了使所有人都能获得财务安全,我们正在寻找以有影响力的方式吸引更多人和企业的方法。”“这个移动退休储蓄平台是该工作的重要一步。”
了解更多,下载主要应用程序今天去参观Principal Hola Futuro.
1大约四分之四的西班牙裔成年人(43%)表示,自冠状病毒爆发以来,他们已经使用储蓄或退休帐户中的钱来支付账单,而白人成年人中有29%和33%的亚洲成年人(皮尤研究中心,2020年9月24日)。
2截至21年3月31日的主要报告。
3皮尤慈善信托基金会,2017年9月。
关于主要金融集团®
主要金融集团® (Nasdaq: PFG) is a global financial company with 18,000 employees1 passionate about improving the wealth and well-being of people and businesses. In business for more than 140 years, we’re helping more than 45.5 million customers2 plan, insure, invest, and retire, while working to support the communities where we do business, improve our planet, and build a diverse, inclusive workforce. Principal® is proud to be recognized as one of the World’s Most Ethical Companies3, a member of the Bloomberg Gender Equality Index, and a Top 10 “Best Places to Work in Money Management4.” Learn more about Principal and our commitment to sustainability, inclusion, and purpose atprincipal.com.
1 As of June 30, 2021.
2 As of June 30, 2021.
3 Ethisphere Institute, 2021.
4 Pensions & Investments, 2020.
principal®应用可用于iPhone®和AndroidTM。苹果和iPhone是苹果公司的注册商标。
Android是Google LLC的商标。
退休健康计划者信息和退休健康评分仅限于投入和其他财务假设,并且不打算是任何公司任何公司的财务计划或投资建议。该计算器仅提供可能有助于做出个人财务决策的教育。这些决定的责任是由参与者承担的,而不是计划发起人,而不是princemal®成员。个别结果会有所不同。参与者应定期查看他们的储蓄进度和退休后需求。
Insurance products issued by Principal National Life Insurance Co (except in NY) and Principal Life Insurance Co. Plan administrative services offered by Principal Life. Principal Funds, Inc. is distributed by Principal Funds Distributor, Inc. Securities offered through Principal Securities, Inc., 800-247-1737, member SIPC and/or independent broker/-dealers. Referenced companies are members of the Principal Financial Group®, Des Moines, Iowa 50392.