由Candace Higginbotham

“Wow! What a pleasant surprise when I checked my mail! As a single mom and first responder it’s hard to keep up with medical bills!! Thank you so much!!”

That’s just one response, from Acworth, Georgia, after the news that Regions has helped relieve the medical debt for some low- and moderate-income individuals and families.

早在三月份，地区宣布$ 50,000拨款以撕裂医疗债务这是一家非营利组织，以低于联邦贫困水平，无力偿债或经历艰辛的两倍以下的家庭的费率大大降低了无偿债务。当他们拥有医疗债务，而不是收集医疗债务时，就会宽恕医疗债务。

由于以其面值的一小部分购买了债务，因此平均捐出了1美元的RIP捐赠，平均为100美元的医疗债务。因此，目标是，在我们的足迹中，该地区的捐款将有助于撕裂三个州的医疗债务约500万美元，收款中的医疗或牙科账单最多。

Turns out, that $50,000 grant has abolished $12.8 million worth of medical debt for 12,000 people.

“医疗财务困难是我们社区中个人和家庭的严重问题 - 这是造成金融动荡和个人破产的主要原因的主要贡献者。我为我们的贡献带来了真正的影响而感到自豪。”
社区事务主管Leroy Abrahams188bet网址怎么打不开

“We’re so pleased that this community partnership with RIP Medical Debt has had an even greater impact than we expected,” said Leroy Abrahams, head of Community Affairs. “Medical financial hardship is a serious issue for individuals and families in our communities – it’s a major contributor to financial instability and the leading cause of personal bankruptcies. I’m proud that our contribution has made a real difference.”

多年来，美国的医疗保健成本一直是美国的关注。这不仅是未投保的问题。高昂的自付额，网络外的费用和意外账单也可能给拥有健康保险的人带来财务压力。COVID-19-19，目前的通货膨胀压力仅加剧了未付医疗费用的问题。

得克萨斯州罗克波特的一名债务救济者说：“我今年49岁，出生于特纳综合症（染色体疾病）。结果，我有心脏问题，并接受了三个心脏手术。我全职工作并且有保险，但仍然无法还清我积累的医疗费用。这是一个真正的祝福，我永远感激不尽。”

但是，诸如RIP医疗债务之类的债务宽恕计划并不是负担医疗财务困难的人的唯一解决方案。地区还制定了一项在线教育计划，以帮助患者和家庭在医疗困难期间管理财务状况，防止破产和更好地定位自己的未来。

社区倡导和金融健康经理Wendi Boyen说：“个人无法直接与RIP医疗债务等组织接触以寻求帮助，因为这些团体从其他企业那里购买了无偿债务。”188bet网址怎么打不开“因此，无论该过程的金额或阶段如何，我们都可以轻松地访问有用，直接的建议和指导，以帮助管理医疗费用。”

地区还制定了一项在线教育计划，以帮助患者和家庭在医疗困难期间管理财务状况，防止破产和更好地定位自己的未来。

无论他们是否有区域帐户，都可以通过下一步向消费者提供四个医疗财务困难课程。主题包括管理自付资金的医疗费用，，，，谈判医疗费用，，，，防止破产and获得医疗债务的债务减免。

Boyen encourages everyone to review these courses, no matter your health or financial status, and get informed about medical financial issues well before you need it – and share the information with friends and family.

“Medical issues can be difficult and traumatic, especially when dealing with serious illness or sudden accidents,” Boyen said. “It’s better to be prepared and knowledgeable beforehand instead of trying to navigate complicated financial matters during a stressful time.”

Boyen continued, saying, “We’re pleased with the progress made so far, but this issue isn’t going away any time soon. We’ll continue helping families be better prepared to navigate medical financial hardships. It reflects Regions Bank’s mission and values, and it enhances our community engagement priority to foster inclusive prosperity through financial wellness.”

Read about a Regions Bank associate who leaned on tragic events in her past to help others facing medical financial hardship。